Our client maintained a home in the Hattiesburg area. She maintained insurance at the same insurance company for over 10 years. One night, our client's home caught fire and resulted in a total loss. Without any credible evidence the insurance immediately sought to deny the claim. They hired a company to "canvass" our client's neighborhood who went and spoke to every single one of our client's neighbors attempting to cast doubt on the cause of the fire. Moreover the company hired cause and origin experts to investigate the home for arson, even though there was not any credible evidence supporting arson. We filed suit against the insurance company and the case settled several weeks prior to trial for a confidential amount.
An elderly client of ours had purchased a "income stream from a retired veteran which was facilitated by a third-party company. The company guaranteed annuity-like payments to our client in exchange for our client providing a lump sum amount of money to the company at the beginning. The company would then go and find a veteran who was willing to sell their pension for pennies on the dollar and the company attempted to "purchase" the veteran's pension. An assignment of a veteran's pension is illegal. Ultimately the veteran stopped the income stream and retained payments for himself. Our firm filed suit against the third-party company for fraud, negligence and conversion and other related causes of action. The case settled for a confidential amount at mediation.
Our client was a truck driver who slipped on a pool of liquid after exiting his truck at a gas station. The fall ultimately resulted in surgical intervention to correct our client's disc issues. Suit was filed against the gas station had a responsibility to maintain a safe place for people purchasing fuel at their store. The case was settled a confidential amount at mediation.
Our client was stopped in his truck on a rural road. While there a commercial vehicle failed to pay attention and backed directly into our client's vehicle causing our client to suffer from neck and low back injuries. Our client's treating physician ultimately recommended surgery on his cervical spine. The case was settled for a confidential six-figure amount.
Our client was traveling in his father's vehicle from his father's residence in order to run a few errands for his elderly father. It was raining that day and he was sideswiped by a driver causing physical impact to the vehicle and running our client off the road. As a result of the crash our client suffered a torn rotator cuff which ultimately required surgical intervention. The insurance company denied our client's claim stating that there was no physical impact and thus no coverage under our client's underinsured motorist vehicle's coverage, even though there was substantial evidence that physical contact had occurred including our client's sworn statement. After denial we filed suit against the insurance company. The case was ultimately settled for a confidential amount during mediation.
Our client purchased a short-term medical policy through a online health insurance company. To apply for the policy our client had to complete a telephonic application. During the application the company asked our client several questions one of which related to prior heart disease. During the telephonic application our client disclosed his prior heart troubles and he was issued a policy of insurance. After paying premiums to this company for approximately 18 months our client suffered a heart attack while working out of state which required extensive hospital stay which caused our client to incur approximately over $100,000.00 in medical bills. Upon receiving the claims the insurance denied coverage stating that our client did not disclose his previous heart conditions on his application for insurance. As it turned out the insurance representative failed to check the box that the heart issues were disclosed during the application process. After approximately 1 year of litigation the case settled for a confidential amount at mediation.
Our client's wife was driving home from work when an 18-wheeler driver wasn't paying attention and ran through our client's wife's vehicle killing her. Our firm filed suit. The case was resolved via confidential settlement at mediation.
Our client purchased a moderate-sized home in the Hattiesburg, Mississippi area. Shortly after moving into the home the home began to flood repeatedly – after every rain, sprinkle and thunderstorm. During the home purchasing process the seller had never disclosed that the home had been subject to flooding. Consequently our firm filed suit against the real estate agent and seller of the home. During discovery depositions it was learned that the home was known as the "flood house" by the previous owner and the real estate agent. Despite their knowledge that the home routinely flooded they failed to disclose the flooding during the home purchasing process as required by this law. The case ultimately settled for a confidential amount at mediation.
Our client had purchased a certificate of deposit from a local bank back in 1992. The certificate of deposit provided that the certificate of deposit would automatically renew each year at a specified interest rate. Some 20 years later after the bank had gone through several major mergers our client attempted to cash the certificate of deposit. The bank denied payment. Our firm ultimately filed suit against the bank and after many years of litigation in four separate courts, which included a victory for our client on appeal, the case settled at mediation.
Our client contracted with a pest control company who promised to provide her with termite care and protection for each year she renewed her contract. The contract also required the pest control company to repair any damages done by termites during the term of the contract. One day our client spotted what she thought was a rotting piece of wood. She called the pest control company who ultimately had to tear out her entire home and leaving her with a repair bill of $180,000.00. Instead of repairing the home as contractually required the termite company turned the issue over to their insurance company which refused to perform a full repair on the home. We filed suit against the termite company and the insurance company and the case was ultimately resolved for a confidential amount at mediation.
Our client owned acreage in Covington County, Mississippi. At some point he was approached by an energy company who requested an easement across our client's land. Our client agreed so long as any structures the energy company placed across his land would be underground. The energy company agreed. Instead of following the agreement the energy company instead built a massive eyesore aboveground on our client's property. Our firm filed suit on behalf of our client and after lengthy litigation the case was settled for a confidential amount several weeks prior to trial.
Our client was shopping in a local retail establishment when she slipped from a puddle on the floor. The fall caused our client severe neck injuries which ultimately resulted in neurosurgical intervention. The retail establishment initially denied liability but discovery revealed that the retail establishment's ceiling was leaking and had been that way for some time and that water was notable at the location where our client slipped. Despite this knowledge the store had failed to provide any warning or notice to our client. The case settled for a confidential amount at mediation.
Our client was involved in a horrific motorcycle crash caused by no fault of his own which caused him to suffer extreme injuries and an extreme hospitalization. The person who caused the crash had limited amounts of liability insurance and thus we filed a claim with our client's underinsured motorist carrier. The claim was eventually settled for policy limits which resulted in a total recovery of our clients of $130,000.00.
Our client was rear ended WHILE STOPPED by a distracted underinsured motorist traveling approximately 40 miles per hour in Bay St. Louis, Mississippi. Our clients were severely injured – the passenger suffered severe injuries to her lumbar spine, ultimately necessitating neurosurgery while the driver required a carpal tunnel release and was also recommended for neurosurgery. Despite our clients’ severe and disabling injuries, their underinsured motorist insurance carrier refused to make a single settlement offer prior to filing suit. Attorney Sam McHard filed suit against the insurance company in the Federal District Court for the Southern District of Mississippi. The suit was successfully resolved after discovery was conducted and depositions taken.
Our firm represented several families of individuals who were tragically killed while working at employer's job sites. The individuals were working in a trench which was unprotected by a trench box as is required by OSHA regulations. The trench box collapsed suffocating the victims to death. The case was settled for a confidential sum.
Our client was exiting a retail establishment when a distracted driver failed to notice our client and ran over our client crushing her ankle. After a hospital stay, multiple surgeries and intense therapy our client was unable to return to her job and had to accept a lesser paying position. Our firm worked with a expert occupational therapist who established our client's inability to work at her previous employment and we were able to settle the case for approximately $400,000.00.
Mchard, mchard, Anderson & associates, PLLC
One day our client was shopping at a local thrift store. While perusing the aisles and through no action of her own a piece or exercise equipment fell off the top shelf and landed on our client's head. The falling exercise equipment caused our client to suffer severe disc damage which ultimately resulted in neurosurgery. Our firm filed suit against the thrift store and through discovery and depositions learned that the store had internal rules and policies which stated that such large pieces of merchandise should not be stored on the top shelf and that store employees were supposed to inspect for these types of issues at regular intervals. The store had failed to do each of these causing the exercise equipment to fall. The case was settled for a confidential sum at mediation.
Our client was traveling in Hattiesburg, Mississippi when another vehicle collided with our client causing a torn rotator cuff which ultimately required surgical repair. The case was settled at mediation for a confidential sum.
Our firm represented a elderly widow whose home burned to the ground causing a total loss. Our client's insurance company properly sent a check to the loan servicer who failed to apply the insurance proceeds to pay off the loan. Instead the loan servicer commenced foreclosure proceedings against our client. The loan servicer ultimately filed for bankruptcy and our firm pursued the owner of the note under a respondeat superior theory of liability. The case was ultimately appealed to the Fifth Circuit Court of Appeals where our client prevailed. The case was settled for a confidential sum at mediation.
Attorneys and Counselors
McHard, McHard, Anderson & Associates, PLLC © 2017 | All Rights Reserved
140 Mayfair Road, Suite 1500
Hattiesburg, MS 39402
Phone: (601) 450 - 1715
Fax: (601) 450 - 1719
This is an advertisement
Erica McHard is responsible for
the content of this advertisement